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Mistakes Physicians Make When Buying Disability Insurance

4. Ignoring the Impacts of Financial Changes As a physician, your income rises as you progress further in your career. The cost of living also...

When to Hire a Disability Advocate

If you’ve recently been injured in an accident or you’ve become disabled in a way that you’re unable to work, you’re entitled to file...

How to Appeal a Prudential Long-Term Disability Denial

With nearly $1 billion in in-force premiums, Prudential Financial (via its subsidiary, Prudential Insurance Company of America) is one of the 10 largest providers...

What role does RFC play in qualifying for SSD/SSI benefits?

The Residual Functional Capacity (RFC) assessment plays a critical role in determining eligibility for Social Security Disability (SSD) and Supplemental Security Income (SSI) benefits....

Why You Don’t Need to Hire an Attorney in Your State to Appeal an ERISA Long-Term Disability Claim Denial

If you’ve received a denial of your long-term disability (LTD) claim, you may be considering appealing the decision. While it’s a daunting process, the...

How Functional Capacity Exam May Impact Your Long-term Disability Claim

Key Takeaways: A functional capacity evaluation (FCE) tests your physical ability to preform specific abilities. There may be significant safety issues for some people undergoing an...

Understanding the Short-Term Disability Elimination Period

Short-term disability insurance is a valuable resource designed to provide financial protection when you are unable to work due to a disability, illness, or...

Individual vs. Group Disability Insurance

Group Disability Insurance Here’s a closer look at group disability insurance, including what it is, its benefits, and its drawbacks. What Is a Group Disability Insurance...

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